TaCa Possibilities Card
No Ayushman card? Get the Ayushman package rate anyway.
About 40 crore Indians have neither a government health card nor insurance. One hospital bill can undo years of saving. The card is built for these families.
- Ayushman package rate at partner hospitals
- No waiting period
- A digital card with a QR code
- TaCa helpline, 24 hours a day
- Free second opinion
- Records locker and a discount on medicines
Membership
Launch offer₹499per person for the first year, for the first 10,000 members
₹1,999 a year after that, including every renewal. Each family member gets their own card.
Is your area covered?
The card is sold only where a partner hospital serves your PIN code. Not covered yet? We will tell you when we reach you.
How it works
Four steps from joining to the hospital bill.
Join online in a few minutes. The card works from the day you join, at every partner hospital near you.
- 1Check your PIN codeSee whether a partner hospital serves your area.
- 2Join and get your cardPay for each person covered. The digital card arrives on your phone.
- 3Call TaCa firstWe tell you the hospital and the package rate.
- 4Show your cardYou pay the hospital directly, at the package rate.
The card is a membership, not insurance. It is not issued under the Ayushman Bharat scheme and does not pay your hospital bill. In an emergency, call 112 first.
Who the card is for
For the 40 crore Indians whom the system leaves in the middle.
They earn too much for a government scheme, and too little for private hospital bills.
Who has health cover in India
- Government schemesAyushman and state schemes
- The missing middleAbout 40 crore people
- InsuredPrivate or social insurance
The card is built for the missing middle.
Source for the 40 crore figure: NITI Aayog, Health Insurance for India's Missing Middle (2021).
- 01Outside AyushmanYou do not hold an Ayushman card, so the government scheme cannot help you at the hospital. Package rate with the card
- 02Private tariff is too highPrivate hospital prices are beyond a household budget, and one surgery can undo years of saving. Pay the package rate instead
- 03No health insuranceYou have no policy, or one that does not cover the treatment you need. A yearly membership, from ₹499
- 04Want a price firstYou want to know the cost before you are admitted, not at discharge. See the price before admission
What the card does
Eight things every member gets.
One membership per person. Each family member has their own card.
- 01Ayushman package ratePay the government package rate for treatment at partner hospitals.
- 02No waiting periodUse the card from the day you join.
- 03Price before admissionKnow the cost in advance with our price calculator.
- 04Free second opinionA panel surgeon reviews your reports before you decide.
- 05Helpline, 24 hoursCall TaCa at any hour for guidance on where to go.
- 06Digital card with QR codeYour card lives on your phone and is scanned at the hospital.
- 07Health-records lockerKeep your reports and prescriptions together and safe.
- 08Discount on medicinesA pharmacy discount for members.
The Ayushman price, paid at discharge
Same package rate. You pay the hospital when you leave.
The card gives families outside Ayushman access to the same package rate, and gives the hospital its money on the day of discharge.
Who pays the hospital
You, directly, when you are discharged
The government, after the claim is processed
When the hospital is paid
At discharge
After claim approval, which can take months
What you need
A TaCa Possibilities Card
An Ayushman card
Who can use it
Anyone in a PIN code a partner hospital serves
Families who meet the scheme criteria
Rate for the surgery
The same package rate
Government package rate
Credit risk for the hospital
None. The patient pays at discharge
The hospital waits for payment
| Topic | Government Ayushman scheme | TaCa Possibilities Card |
|---|---|---|
| Who pays the hospital | The government, after the claim is processed | You, directly, when you are discharged |
| When the hospital is paid | After claim approval, which can take months | At discharge |
| What you need | An Ayushman card | A TaCa Possibilities Card |
| Who can use it | Families who meet the scheme criteria | Anyone in a PIN code a partner hospital serves |
| Rate for the surgery | Government package rate | The same package rate |
| Credit risk for the hospital | The hospital waits for payment | None. The patient pays at discharge |
For hospital owners
Join the TaCa network and serve members.
You treat members at the Ayushman package rate. In return, you get patients, and you get paid at discharge.
The card is sold only in PIN codes served by a signed partner hospital.
- Patients arrive with a cardMembers come to you for planned treatment, with the price already known.
- Paid at dischargeThe patient pays you directly at discharge. No credit to the government and no wait for the claim.
- No fee, no commissionTaCa takes no fee, commission or share from the hospital. We earn only from the membership.
- No marketing costCard members find you through TaCa, so you do not spend to attract them.
Questions people ask
About the card.
Short answers. For anything else, a TaCa Dost is a call away.
- ₹499 for the first year
- No waiting period
- One card per person
- Not insurance
Is the TaCa Possibilities Card insurance?
No. It is a membership. You pay the hospital directly, at the Ayushman package rate.
Do I need an Ayushman card to join?
No. The card is for families who do not have one.
What does the card cost?
₹499 per person for the first year, for the first 10,000 members. After that it is ₹1,999 a year, including every renewal.
Where can I use the card?
At TaCa partner hospitals. Check your PIN code above to see whether a partner hospital serves your area.
Does the card cover emergencies?
The card is for planned treatment. In an emergency, call 112 first.